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Dai

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Dai (cryptocurrency) - Wikipedia

Dai (or DAI, formerly Sai or SAI) is a stablecoin cryptocurrency which aims to keep its value as close to one United States dollar (USD)

https://en.wikipedia.org/wiki/Dai_(cryptocurrency)

Dai is maintained and regulated by MakerDAO, a decentralized autonomous organization (DAO)

https://en.wikipedia.org/wiki/Dai_(cryptocurrency)

governance token, MKR,

https://en.wikipedia.org/wiki/Dai_(cryptocurrency)

Users who deposit Ether (or other cryptocurrencies accepted as collateral) are able to borrow against the value

https://en.wikipedia.org/wiki/Dai_(cryptocurrency)

if its value increases, additional Dai can be borrowed

https://en.wikipedia.org/wiki/Dai_(cryptocurrency)

by repaying a loan and its accrued interest, the returned Dai is automatically destroyed and the collateral is made available for withdrawal

https://en.wikipedia.org/wiki/Dai_(cryptocurrency)